Financing options for everyone
How Does Our Financing Work?
We offer the following options to finance the purchase price of your mattress.
We offer No Credit Check options:
- Preferred Lease
- Kornerstone Credit
- Snap Credit
and Preferred Credit options:
- Mariner's Finance
- Synchrony Financial
These different offers come with their own payment plan. Please see the program details for each option below.
- Apply using our secure online application link below and get a decision instantly.
- Once you get approved, you can checkout on our website using "Snap Credit" as your payment method.
- One of our customer service representatives will contact you to finalize your order.
Still Have Question? Call us at 281.210.7647
Financing Using Mariner's Finance
To qualify for a Mariner Finance personal loan, borrowers will need the following:
- Reasonable debt-to-income ratio.
- Verifiable Social Security number.
- Three years of credit history.
Mariner Finance will evaluate your credit history, debt-to-income ratio, planned use of funds, as well as your unique situation when approving your loan application.
Mariner Finance is a good option for borrowers with poor credit who have trouble being approved elsewhere. Unlike other lenders, Mariner Finance does not require a minimum credit score and evaluates all loan applications on a holistic basis.
- No minimum credit score is required to be eligible for a loan.
- Company offers a 15-day no fee repayment policy.
How Do I Order Using Mariner's Finance?
- Apply using our secure online application link below and get a decision instantly.
- Once you get approved, you can checkout on our website using "Mariner's Finance" as your payment method.
- One of our customer service representatives will contact you to finalize your order.
Apply today for a quick decision and let Mariner Finance help you with your purchase!
With over 450 branches in 24 states Mariner Finance delivers a wide range of finance options* along with exceptional customer service.
*Terms vary – subject to normal lending and underwriting requirements.
Still Have Question? Call us at 281.210.7647
Financing Using Synchrony Financial
Credit Based Decision 
No Minimum Purchase
No Down Payment Required 
Low Monthly Payments
Up to 60 Months 0% Interest
*Equal Monthly Payments required. Qualifying purchase amount must be on one receipt. Products that are; on discount (in-cart or otherwise), price matched, Open Box models, Coupon Code Purchases, or Facebook offers are ineligible for financing terms longer than 12 months. This restriction does not apply to the 0% Interest for 12 Month program, including on Open Box models. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. The minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
No Interest If Paid In Full Within 12 Months***
On purchases of $299 or more with your Synchrony Financial credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.
AVAILABLE EVERY DAY
***Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payment plan may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
How Do I Order Using Synchrony?
- Apply using our secure online application link below and get a decision instantly.
- Once you get approved, you can checkout on our website using "Synchrony Financial" as your payment method.
- One of our customer service representatives will contact you to finalize your order.
