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FINANCING

At Mattress Brands, we offer financing options for everyone. Whether you have bad credit, good credit or no credit, we have many financing options that can help. We offer affordable prices on all mattresses and many financing options. For our online shoppers the most popular finance options are Sezzle and Shop-Pay, which are integrated directly into our website and easy to select at the Checkout page. We're excited to implement Synchrony to our online store coming late December / early January. For our retail stores we offer all the options listed below, including Synchrony.

No Credit Check

Typically for sales under $1499
90 day rebate op
tions
Great for no credit or bad credit

Credit Check

Typically for sales over $1500
6-36 month 0% interest options
Great for premium credit

Snap Financing

No Credit Check

Widely used financing company you can use once you've completed. You will receive a pre-approval before banking info is needed.

CLICK HERE TO APPLY

A contract will be generated before commitments made. You will receivea pre-approval before banking info is needed. Read your contract for questions regarding payments or contact us today!

Benefits:

  • $39 down
  • High Approval Odds
  • Widely used financing company you can use once you've completed.

Requirements:

  • Deposits totalingat least $750 per month
  • Current bank account that allows ACH drafts, at least 90 days With No NFSs, Excessive Overdrafts, Or Negative Balances
  • Have a mobile phone
  • Have a valid e-mail
  • Have a government issued identification

Early Payoff option, pay no morethan the application fee and the financing charge.

Acima  Leasing

No Credit Check

CLICK HERE TO APPLY

There is a one time application fee due to complete your agreement. You will have a chance to review an estimate of payments due before the application fee is due. Review your contract and if you have any questions contact us today!

Benefits:

  • $50 down
  • Low Payment Amounts
  • Early Payoff option, pay no more  than the application fee and the financing charge.

Requirements:

  • Deposits totaling at least $750 per month.
  • Current bank account that allows ACH drafts, been open for at least 90 days With No NFSS, Excessive  Overdrafts, Or Negative Balances.
  • Have a mobile phone.
  • Have a valid e-mail.
  • Have a government issued identification.

Synchrony   -    Preffered Credit 700+

  • Apply using our secure online application link below and get a decision instantly.
  • Once you get approved, you can checkout on our website using "Synchrony Financial" as your payment method.
  • One of our customer service representatives will contact you to finalize your order.

CLICK HERE TO APPLY

Mariner    -    Medium Credit 550+

Benefits:

  • 0% interest promotions availableup to 36 months.
  • Applies for a Synchrony HomeCard, able to use elsewhere.
  • Premium Credit Option.

Requirements:

  • Credit Score: 700+
  • Great Credit History
  • Great debt-to-income ratio.

APPLY IN STORE

Benefits:

  • Flexible loan options for largerpurchases
  • 0% interest promotions available
  • Great for mid-range to premium credit

Requirements:

  • Reasonable debt-to-income ratio
  • Verifiable Social Security number.
  • Three years of credit history.

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